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The process of reviewing a prospective borrower's credit and payment capacity before approving a loan.

Quitclaim Deed
A deed of conveyance that operates, in effect, as a release of whatever interest the grantor has in the property; sometimes called a release deed. The quitclaim deed contains similar language to a deed, with the important exception that rather than using the words grant and release, it contains language such as "demise, release and quitclaim".